Pay later with Zip Pay & Zip Money!

With Zip you can get the dental services you need today, and set a flexible repayment schedule to suit you.

zip dentist

Zip Pay

  • For everyday spending up to $1,000
  • Nothing to pay today
  • Interest free always
  • Flexible repayments

Zip Money

  • For spends over $1,000
  • Nothing to pay today
  • Up to 12 months interest free
  • Flexible repayments

What is Zip?

Zip is a reusable account that lets you buy now and pay later. Spend up to your account limit, then set flexible repayments to suit your lifestyle. There’s no deposit and every purchase is interest-free (Zip Pay) or comes with its own interest free period (Zip Money).

How does it work?

Apply below and get a decision in minutes. Once approved, start using Zip here or anywhere you see Zip at checkout. That’s it – the items are all yours, with nothing to pay today. Simply pay over time on a schedule to suit you.

How do repayments work?

Repayments start from just $40 a month and are based on your account’s credit limit. Simply choose from weekly, fortnightly or monthly, and pay any amount you like as long as you meet the monthly minimum for your account.

Zip Pay is interest-free, while Zip Money comes with an interest free period. Pay off your purchase within this period and you won’t pay any interest. After this period, a standard interest rate of 19.9% will apply to any remaining balance.

You can also make additional payments at any time, and there are no penalties for paying off your purchase early. Finally, if there’s nothing owing on your account, there’s nothing to pay and no fees. Your account simply remains active until you’re ready to make a purchase.

Over 800,000 Australians use Zip. Join them today!

create zip account


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